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Welcome > Sitemap > Resources ...
Real Estate Resources:
Special Offers - Special offers for Payson, Pine and Strawberry homeowners from Gary and Deborah. Affiliates - Gary Cordell & Deborah Rose-Ellis' real estate web site affiliates. eNewsletter - Gary Cordell & Deborah Rose-Ellis'Payson, Pine and Strawberry newsletter email will send you the latest real estate information. Today's Real Estate News - Daily real estate news for this neighborhood, Arizona, and United States. Market Conditions Report - Market conditions report for this area, Arizona, and United States. Mortgage Calculator - Quickly calculate how much your monthly and total payments will be with this calculator provided by Homes.com. TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Arizona real estate. Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more. Ask Anything - Ask Gary and Deborah anything real estate. NUMBER1EXPERTS - List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale. Real Estate Tips - Gary Cordell & Deborah Rose-Ellis' realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers. Real Estate Trivia - Gary Cordell & Deborah Rose-Ellis' collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more. Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Payson, Pine and Strawberry property in Arizona, including legal terms definitions, and more. Go to Main Sitemap - Main sitemap sections include Find Payson, Pine and Strawberry Homes, For Home Buyers, For Home Sellers, Payson, Pine and Strawberry Information, Real Estate Resources, and About Gary and Deborah.
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Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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What group of settlers introduced the log cabin to the New World?
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The Swedish settlers of Delaware brought their own timber for building log cabins, a style that originated in Finland. |
 See More Real Estate Trivia > |
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