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Gary Cordell, REALTOR, CRS, GRI, and
Deborah Rose-Ellis, REALTOR, CRS, GRI We maintain our professional credentials of CRS and GRI because we are truly committed and active practitioners of real estate, listing and selling millions of dollars of property each year. As Certified Residential Specialists [CRS] and Graduates of Realtor Institute [GRI], we advocate continual education and improvement. We bring 20+ years of contract management negotiation, along with 11+ years of real estate and investment experience to our clients. We take pride in the personal dedication we devote to our clients. This becomes evident in results and repeat business. Experience counts! Let us know how we can meet your real estate needs.  Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. Need local real estate information? We've summarized much of what is important about the Payson and surrounding communities real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top REALTOR®. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR REALTOR®. As your trusted, professional real estate partner, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Payson, Pine, Strawberry, and Christopher Creek REALTOR'S®, we have the experience and track record you are looking for. Let us assist you on your next investment. Gary Cordell and Deborah Rose-Ellis
About Appraisals >Refinancing Your Home
Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.
You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.
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What is the fastest-growing state in the U.S.?
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Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics. |
 See More Real Estate Trivia > |
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NUMBER1EXPERT®
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